Den britiske tænketank Adam Smith Institute har kastet sig en problemstilling, som er ligeså relevant at diskutere i Danmark, som den er i Storbritannien: Folkepensionen!
We need to wean people off the state pension. It’s a giant Ponzi scheme that sooner or later will become bankrupt. There used to be five working age people supporting each pension; now there are two, and in the future that number will shrink. It cannot go on.
However, we can’t just scrap it. Too many people have based their future plans on its existence, and it is too late for them to make up for its removal. To tell a 50 year old that they won’t get a state pension is unfair: they’ve worked for thirty years expecting it, and not prepared for a world without it. But I see no reason why we should not tell a 20 year old that they won’t get a state pension, as they have all the time in the world to make their own arrangements.
I have been considering a phasing out approach. Anybody over 60 gets a full pension; anybody under 20 gets no pension. The rest of us see our pensions tapered away at a rate that equals 2.5 percent per year off retirement. Thus, the 50 year old would get almost two thirds of a full state pension, and would have 15 years to make their own arrangements to supplement that amount. I would get slightly less than one third of a state pension, but would have three decades to prepare for a world where my state pension was meagre.
Læs resten i A proposal for solving the pension crisis.
Skrevet af Nikolaj Hawaleschka Stenberg 
Skrevet af Nikolaj Hawaleschka Stenberg
Skrevet af Nikolaj Hawaleschka Stenberg 






